What happens to your text
- Your browser hides Social Security and long account numbers it can spot.
- The text goes to an AI model running on Cloudflare, which is told to use only your letter.
- Our code compares every date, amount and number in the answer with your text. Anything that does not match is removed, and we tell you if that happened.
- Any date or amount the AI left out is listed under "Other dates and figures", so nothing goes missing.
Deadlines
If a letter prints a date, you see that date exactly as printed.
If it says "within 180 days of the date of this notice", our code counts the calendar days and labels the result as counted by us. If it counts from the day you received the letter, only you know that date, so you can enter it and see the result.
Letters sometimes count days in their own way, such as business days. Always check the wording.
What it will not do
- It will not say whether you owe the money, or whether the letter is right.
- It will not tell you to pay, to dispute or to appeal. It tells you what the letter asks for and what it offers.
- It will not add laws, rights or facts from outside your letter.
- It will not read photos or PDFs yet.
It can still make mistakes, so compare the answer with your letter before you act on it. For large sums, a lawsuit or a health decision, talk to a qualified person.